General de Seguros auto insurance: everything you need to know
In se GUROS we want to help you choose the best insurance for your car.
This means not only the best price it can offer you, but also for the products and coverage it has. In addition, we will tell you the requirements and restrictions that each insurer establishes in their auto insurance.
On this occasion, we present you the information of General de Seguros SAB, a Mexican company that offers different options in the insurance of car.
1. General de Seguros auto insurance
1.1 Types of vehicles for which General de Seguros offers auto insurance
First of all, in order to contract auto insurance with General de Seguros it is important that you have one of the vehicles for which it offers auto insurance. These vehicles are those that have the following characteristics:
Maximum load unit 3.5 tons
1.2 Vehicle uses insured by General Insurance
Second, the vehicle you have must be used for one of the uses covered by the insurer. That is, to protect your vehicle with General, your vehicle must have one of the following uses:
Armored vehicles can also be insured but must go through a review of the General Insurance Underwriting Area
In addition, all vehicles that wish to be insured by General de Seguros must:
Have license plates or circulation permit in Mexico or the United States
Be manufactured in Mexico or by companies that have national distributors authorized
1.3 Packages and Coverages of the car insurance of General de Seguros
General offers for your auto insurance the three traditional packages of the Mexican insurance market: Comprehensive, Limited and Civil Liability. But it also offers an additional product, a step above the Wide coverage, called «Prestige», with which you can receive a better valuation for your vehicle in case of Total loss.
In GUROS you can verify the coverage that includes the 3 packages offered by most of the insurers in Mexico. In the case of General de Seguros auto insurance, the main coverages are the following:
We invite you to consult the details of all the auto insurance coverage on the GUROS Blog so that you can make the best decision according to your needs.
General Insurance Rating of the compulsory insurance
Rating 9. 74 (Ranking: place 2 of 23)
In the Bureau of Financial Entities, the rating of insurers is calculated based on the Claims that users report to the Condusef, as well as the penalties received and other supervision issues.
If you want to know what the Obligatory Civil Liability Insurance is about , we invite you to review our blog.
1.4 Deductibles and insured sums of General de Seguros auto insurance
These are the sums insured by General de Seguros auto insurance and the deductible in each package:
1.5 General conditions of General de Seguros auto insurance
To review the general conditions of General de Seguros auto insurance and everything they include, click here .
1.6 General de Seguros auto insurance quote for the 10 best-selling vehicles
To make things easier for you, in GUROS you can quote the cost of the 3 most common packages in General Insurance and compare them with other insurers.
To help you get an idea of what the cost is, we put at your disposal a table with the cost for the 10 best-selling vehicles in Mexico during 2018 and we quote an annual payment, taking as reference the Postal Code 06600 of Colonia Juárez in Mexico City.
1.7 Claims and road assistance telephone number of General de Seguros
If you have a General Insurance policy and you have to notify a claim or request assistance, you can do so at the following telephone numbers:
If you are in Mexico City and the Metropolitan Area : 5278 8888
From the Interior of the Republic: 01 810 4727 696
Remember to consult in detail our Car accident guide so you know what you should do to minimize the damage caused.
1.8 Other insurance and coverage offered by General de Seguros
In addition to the packages mentioned for car insurance from General de Seguros, there are also coverages available for other types of cars and mishaps such as:
Reduction of Deductible
Adaptations and Conversions (for transportation designed for cargo that needs adaptations to fulfill this purpose).
Special Equipment (additions made to the vehicle, accessories, signs installed by you or by the dealer, which need specific coverage)
Trailer RC Insurance
Coinsurance in Material Damage Coverage
Coinsurance on Total Theft Coverage
By engaging in other lines of business besides automobiles, General de Seguros also offers coverage for the following lines of business and insurance:
RC for shops and / or companies
Sedesol children's stays
In total, General de Seguros has 74 contracts found in the Contract Registry of Insurance Adhesion (RECAS) of the Condusef, of which 7 are focused on the Automobile branch.
2. Information on General Insurance
2.1 General Information
General de Seguros is founded in Mexico in 1971, after the acquisition of Aseguradora de Crédito, SA, whose name was changed and authorization was requested to operate the Personal Injury and Accident lines.
In subsequent years, its operations grew to include Life and Agricultural Insurance; They founded a second arm called General de Salud and were listed on the Mexican Stock Exchange.
Some information about the insurer:
Countries in which it operates
General de Seguros has a network of branches and representative offices throughout Mexico, and business relationships with reinsurers in Germany, England, Ireland, Switzerland, the United States, Spain and France.